When you own a condominium, you are responsible for what’s inside your condo not your condo association. Having a personal condo insurance policy is an important protection for your investment.

Condo associations have master policies that cover the association property, common areas and physical structure of your building. The master policy typically will not cover the interior structure of your condo or your legal responsibility to others. Condo associations may also have the right to levy a “loss assessment” on unit owners should there be a claim against the master policy.

That’s where condo insurance comes in.

As a condo owner, you have unique requirements for protecting your property, because your building and your individual unit have separate needs. While your condo association may have an insurance policy, only condo insurance covers your personal property and personal liability. So you can rest assured you’re personally protected.

Contact Debbie House Insurance today for your Insurance quote!