More and more people are getting involved in the collector car hobby. Whether it’s rebuilding an old classic, or purchasing the vehicle of their dreams, there are millions of collectible vehicle owners in the U.S. with more added every year.
Most people insure their classic car with their family auto insurer without realizing Classic Car Insurance and Collector Car Insurance is able to provide them better coverage (such as “Agreed Value” physical damage coverage) at much lower rates.
It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years.
Here are some features you should look for when shopping for classic car insurance:
- Agreed Value – This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
- Low Rates – Why pay full-time insurance when you driver your collector car only part-time?
- Coverage Options – Not all collector cars are the same, so we can work with you to determine the right amount of coverage to meet your specific needs.
- Generous Mileage – You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.
- Roadside Assistance – Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.
Do you need insurance for your prize Mustang, Camaro, Charger, Corvette, Thunderbird, or other collector car? Call us today to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs.
Contact Debbie House Insurance today for your Personal Auto Insurance quote!