Dwelling Fire Insurance coverage can protect your rental property from fire damage and yourself from legal and personal liability. With Dwelling Fire Insurance, you can rent your property out with confidence.

  • Dwelling Fire policies cover houses and structures that are NOT occupied by the owner
  • A homeowners insurance policy will NOT cover damages to a home that the policy holder is not living in
  • Dwelling Fire insurance covers all fixed structures such as the home itself, the foundation, cabinets, walls, countertops, etc.
  • Most dwelling fire policies DO NOT cover personal property because the policy holder is not an occupant of the home (coverage can be added)
  • Dwelling fire policies can be written for other structures on the property also such as sheds, unattached garages, barns, pagodas, greenhouses
  • If a fire leaves your rental home uninhabitable, a dwelling fire policy will cover up to a year’s rent for the vacancy
  • Types
  •    • Single Family Homes
  •    • Multi-Family, 1 – 4 Units

Contact Debbie House Insurance today for your Insurance quote!